<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- Homepage -->
  <url>
    <loc>https://creditor.fi/</loc>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  
  <!-- Main content pages -->
  <url>
    <loc>https://creditor.fi/lainaajan-oikeudet/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://creditor.fi/korkovertailu/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://creditor.fi/luottotieto/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://creditor.fi/lainahakemus/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://creditor.fi/lainaehdot/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://creditor.fi/lainan-takaisinmaksu/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://creditor.fi/luotonhallinta/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://creditor.fi/velkaantuminen/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://creditor.fi/lainaturva/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://creditor.fi/luottolimiitti/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <!-- Legal pages -->
  <url>
    <loc>https://creditor.fi/tietosuoja/</loc>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  
  <url>
    <loc>https://creditor.fi/kayttoehdot/</loc>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
</urlset>
